Financial Utopia Without Financial Advisers
In one version of Financial Utopia, financial advice is a public good. Advice is free. And it works. No one
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Author: Haydn Martin
I Solved the Passive Investing Debate
Passive is one of the most polarising strategies in modern investing. In retail, the battle is over. Done. Finito. Passive
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Putting Out a FIRE Part II: The Happiness Problem
We have already seen how FIRE is mathematically flawed. The “4% Rule” and other such heuristics used to build up
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Putting Out a FIRE Part I: The Numbers Don’t Add Up
Noah doesn’t enjoy life. Not at the moment, anyway. And he doesn’t anticipate much enjoyment in any of the next
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Why I’m Against Optimisation
Whenever I’m browsing investing and personal finance content I see a word that makes me sick: “Optimisation” We are told
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Is Crypto Here to Stay?
I used to think crypto was just a meme. Just a fad. Just a phase. But then something changed. I
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This Stat Pisses Me Off
There is one investing statistic that I see more than any other. I’ll be innocently browsing twitter or in the
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A Portfolio That Always Wins
In the real world, things happen both inside and outside of your portfolio that “force” you to sell. One major
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Now It’s All About You
One of the major themes of retail investing in the last 50 years or so has been a transfer of
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The News Is a Waste of Time
You wake up, roll over and grab your phone. You check it. You look at notifications, messages, social media, etc.
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