How to Be Comfortable
Investing is a great way to generate passive income. But is it the best? And do we really need passive income at all?
Read more
AI Will Fix Everything
The hype around AI may have left you wondering if this magical technology will solve retail investing so you don’t have to worry about it. Well…
Read more
Don’t Teach Personal Finance in Schools
Should they teach personal finance in schools? No. In this post we explore the reasons why this is a bad idea.
Read more
Investing Is Over-rated
Investing is hard – most people know about the basic reasons for this. But they don’t know about the second-level problems that we discuss here.
Read more
Ladder Investing
What’s the best way to invest inside of a fixed, long-term vehicle? I compare Buy-And-Hold, Life-cycle Funds, and a new approach that I call Ladder Investing.
Read more
Why Rich People Are Broke
A significant proportion of high earners are living paycheck-to-paycheck. Why? In this post we explore some of the reasons for this strange phenomenon.
Read more
Short Term Capital Mismanagement
The LTCM was experiment was a disaster. What can we learn from it? I outline 4 lessons learned from revisiting LTCM.
Read more
Don’t Think About Personal Finance in Isolation
Personal finance is complex. This means that reductionism is dangerous – don’t think of personal finance components in isolation in time or space.
Read more
Why Passive Investing Generates Alpha
Under traditional definitions, passive investors cannot generate alpha by definition. But under a new, more-relevant definition, they can.
Read more
Financial Utopia Without Financial Advisers
In an ideal world, everyone would have a financial adviser. But in reality, that’s not possible. The good news is that most people don’t need one.
Read more