Blog – Perpetual Prudence

Bitesize Economics: Interest Rates

01/04/202301/04/2023 Haydn Martin 0 Comments Bank of England, Banking, Debt, Inflation, Interest Rates, Lending, Leverage, Saving

Where do “interest rates” come from? How do they affect normal peoples’ finances? What effect do they have on savings and loans?

Investment Psychology

Money Anxiety

24/03/202325/03/2023 Haydn Martin 0 Comments Mentality, Retirement, Society, Uncertainty

Every stage of life comes with its unique financial pressures and worries. Why do we have these and what can we do about it?

Personal Finance

What Should I Do With All This Money?

17/03/202322/03/2023 Haydn Martin 1 Comment Business, Inflation, Optimisation, Optionality, Saving

Once we’ve saved a bit of money it’s not all that clear what to actually do it. Keep it in cash? Save for a house? Invest? What do you do if we’re uncertain?

Probability and Statistics

Is Correlation Useful?

11/03/202314/03/2023 Haydn Martin 0 Comments Correlation, Return, Shares, Statistical Inference, Stocks

We want to know how independent the returns of assets in our portfolio are. Most people use correlation to measure this. Should they?

Economics

Bitesize Economics: Real Wages

20/02/202322/02/2023 Haydn Martin 0 Comments History, Income, Inflation

Increasing real wages increases purchasing power and living standards of those in an economy. This is important. Has this been happening in the UK? How?