Average – Perpetual Prudence

Classical statistics is reliant on the fact that observations about the past tell us something about the future. This is

Non-Financial Factors

We’ve talked a lot about stuff that happens inside your portfolio. But what about stuff that happens outside of it?

I don’t trust data. Whenever I see a pretty chart, an average, a line going up and to the right,

Gareth is 50 years old. Retiring in 15 years time, he realises that he needs roughly £1.5M to live comfortably