Bitesize Economics: Real Wages
Increasing real wages increases purchasing power and living standards of those in an economy. This is important. Has this been happening in the UK? How?
Read more
History
Ladder Investing
What’s the best way to invest inside of a fixed, long-term vehicle? I compare Buy-And-Hold, Life-cycle Funds, and a new approach that I call Ladder Investing.
Read more
Short Term Capital Mismanagement
The LTCM was experiment was a disaster. What can we learn from it? I outline 4 lessons learned from revisiting LTCM.
Read more
Is Crypto Here to Stay?
Is crypto just speculation? Or is it a type of financial engineering? Or even real, lasting, impactful technological innovation?
Read more
This Stat Pisses Me Off
I always see people posting something along the lines of “the market has gone up in a 20-year period 90% of the time”. This drives me insane.
Read more
Now It’s All About You
There has been a dramatic shift in the last 50 years of emphasis in personal finance and investing from institutions to the individual. Is this good or bad?
Read more
Nothing Can Hedge Against Inflation
Here we look at the most popular inflation hedges and their correlation with the general level of prices. We see that none of them work as inflation hedge.
Read more
Pensions: How We Got Here and Where We’re Going
Pensions used to be easy – your company did everything for you. Now the system is a mess, you accumulate far too many. We need reform.
Read more
20th Century Investing
The 20th century in the UK was about increasing foreign investment and individual ownership. Today far more people are investing, which is largely a good thing.
Read more
Investing Is Hard but That Can’t Stop You
People are increasingly becoming interested in investing. The problem is that retail investing is probably impossible to “solve”.
Read more