Interest Rates – Perpetual Prudence

Bitesize Economics: Interest Rates

01/04/202301/04/2023 Haydn Martin 0 Comments Bank of England, Banking, Debt, Inflation, Interest Rates, Lending, Leverage, Saving

Where do “interest rates” come from? How do they affect normal peoples’ finances? What effect do they have on savings and loans?

Investment Philosophy Personal Finance

What’s the Point of Investing?

30/08/202104/07/2022 Haydn Martin 0 Comments Consumption, Inter-temporal, Interest Rates

What’s the benefit of investing? Money is time-discounted but happiness is not. So you can invest to get more happiness later.

Investment History

20th Century Investing

10/08/202104/07/2022 Haydn Martin 0 Comments Bubbles, History, Inflation, Interest Rates, International Investors, Meme Assets, Saving, Shares

The 20th century in the UK was about increasing foreign investment and individual ownership. Today far more people are investing, which is largely a good thing.