AI Will Fix Everything
The hype around AI may have left you wondering if this magical technology will solve retail investing so you don’t have to worry about it. Well…
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Long-term
Investing Is Over-rated
Investing is hard – most people know about the basic reasons for this. But they don’t know about the second-level problems that we discuss here.
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Ladder Investing
What’s the best way to invest inside of a fixed, long-term vehicle? I compare Buy-And-Hold, Life-cycle Funds, and a new approach that I call Ladder Investing.
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Why Rich People Are Broke
A significant proportion of high earners are living paycheck-to-paycheck. Why? In this post we explore some of the reasons for this strange phenomenon.
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Don’t Think About Personal Finance in Isolation
Personal finance is complex. This means that reductionism is dangerous – don’t think of personal finance components in isolation in time or space.
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Why Passive Investing Generates Alpha
Under traditional definitions, passive investors cannot generate alpha by definition. But under a new, more-relevant definition, they can.
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Financial Utopia Without Financial Advisers
In an ideal world, everyone would have a financial adviser. But in reality, that’s not possible. The good news is that most people don’t need one.
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Is Crypto Here to Stay?
Is crypto just speculation? Or is it a type of financial engineering? Or even real, lasting, impactful technological innovation?
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A Portfolio That Always Wins
What if you could construct a portfolio that had only a 5% chance of decreasing in value in a given year. What might this look like?
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The News Is a Waste of Time
Reading the news is a waste of time. It costs you time and leads to worse performance. Stop it.
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