Ladder Investing
What’s the best way to invest inside of a fixed, long-term vehicle? I compare Buy-And-Hold, Life-cycle Funds, and a new approach that I call Ladder Investing.
Read more
Long-term
Why Rich People Are Broke
A significant proportion of high earners are living paycheck-to-paycheck. Why? In this post we explore some of the reasons for this strange phenomenon.
Read more
Don’t Think About Personal Finance in Isolation
Personal finance is complex. This means that reductionism is dangerous – don’t think of personal finance components in isolation in time or space.
Read more
Why Passive Investing Generates Alpha
Under traditional definitions, passive investors cannot generate alpha by definition. But under a new, more-relevant definition, they can.
Read more
Financial Utopia Without Financial Advisers
In an ideal world, everyone would have a financial adviser. But in reality, that’s not possible. The good news is that most people don’t need one.
Read more
Is Crypto Here to Stay?
Is crypto just speculation? Or is it a type of financial engineering? Or even real, lasting, impactful technological innovation?
Read more
A Portfolio That Always Wins
What if you could construct a portfolio that had only a 5% chance of decreasing in value in a given year. What might this look like?
Read more
The News Is a Waste of Time
Reading the news is a waste of time. It costs you time and leads to worse performance. Stop it.
Read more
Is It More Important to Save or Grow?
What’s more important, your rate of savings or your rate of return? Both – but in different ways.
Read more
How to Invest in Memes
It’s very hard to to get caught up in the hype around bubbles and memes. Ok, fine – you can invest, but you must be careful.
Read more