Principles – Perpetual Prudence

Financial Utopia Without Financial Advisers

In one version of Financial Utopia, financial advice is a public good. Advice is free. And it works. No one

Whenever I’m browsing investing and personal finance content I see a word that makes me sick: “Optimisation” We are told

You wake up, roll over and grab your phone. You check it. You look at notifications, messages, social media, etc.

The last of the Principles of Perpetual Prudence is to focus on the big picture. Always focus on the bigger

I’ve talked a bit about how to arrive at ideas. We have come across two techniques: induction, in which one

One common investing adage is “Don’t lose”. The reason for this piece of advice is that losses can be disastrous,

There are several ways to view risk and its implications for investors. From a practical, financial planning perspective, what investors

In Principles of Perpetual Prudence, I discussed my principles for Lifetime Investing. This article expanded on a branch first mentioned

“Just invest in a global index fund”. I have seen this advice distributed many times across many different platforms. I

This blog is mainly about lifetime investing. But what is lifetime investing exactly? Simply put, it’s the mechanism by which