Skip to content

Perpetual Prudence

Lifetime Investing Blog

  • Start Here
  • Blog
  • Subscribe
  • Twitter
  • Contact
  • Guest Posts
  • Legal Info

Principles

Personal Finance 

Financial Utopia Without Financial Advisers

10/06/202210/06/2022 Haydn Martin Financial Advice, Financial Advisers, FOMO, Long-term, Principles, Return

In one version of Financial Utopia, financial advice is a public good. Advice is free. And it works. No one

Read more
Investment Philosophy 

Why I’m Against Optimisation

03/04/202203/04/2022 Haydn Martin Portfolio Construction, Principles, Return, Statistical Inference

Whenever I’m browsing investing and personal finance content I see a word that makes me sick: “Optimisation” We are told

Read more
Investment Psychology 

The News Is a Waste of Time

06/01/202206/01/2022 Haydn Martin Long-term, Principles, Return

You wake up, roll over and grab your phone. You check it. You look at notifications, messages, social media, etc.

Read more
The Fundamentals 

PP4: Focus On the Big Picture

24/05/202117/06/2021 Haydn Martin Big picture, Information, Principles, Return

The last of the Principles of Perpetual Prudence is to focus on the big picture. Always focus on the bigger

Read more
Investment Philosophy 

Why We Don’t Know Anything When It Comes to Investing

13/04/202117/06/2021 Haydn Martin Deduction, Epistemology, Induction, Principles, Uncertainty

I’ve talked a bit about how to arrive at ideas. We have come across two techniques: induction, in which one

Read more
The Fundamentals 

PP3: Limit Your Downside

29/03/202116/06/2021 Haydn Martin Bankruptcy risk, Downside, Principles, Upside

One common investing adage is “Don’t lose”. The reason for this piece of advice is that losses can be disastrous,

Read more
The Fundamentals 

PPP 2: Starting With Risk

03/12/202014/06/2022 Haydn Martin Bankruptcy risk, Fluctuation risk, History, Principles

There are several ways to view risk and its implications for investors.  From a practical, financial planning perspective, what investors

Read more
Investment Philosophy The Fundamentals 

PPP 1: Thinking (Very) Long-Term

04/09/202014/06/2022 Haydn Martin 0 Comments Long-term, Principles, Second-order effects

In Principles of Perpetual Prudence, I discussed my principles for Lifetime Investing. This article expanded on a branch first mentioned

Read more
Investment Vehicles Stocks 

The Argument Against Global Index Funds

14/08/202014/06/2022 Haydn Martin 0 Comments Diversification, Index Funds, Principles

“Just invest in a global index fund”. I have seen this advice distributed many times across many different platforms. I

Read more
Investment Philosophy The Fundamentals 

What is Lifetime Investing?

26/06/202014/06/2022 Haydn Martin 0 Comments Long-term, Principles

This blog is mainly about lifetime investing. But what is lifetime investing exactly? Simply put, it’s the mechanism by which

Read more
  • ← Previous

Sign Up

See Privacy Policy here.

Popular This Month

  • Inflation: The Silent Killer That Will Murder Your Returns
  • Owning vs. Renting: A Definitive Answer
  • Active Management: Proceed With Caution
  • The Argument Against Global Index Funds
  • I Solved the Passive Investing Debate
  • Shit Happens
  • You Suck at Investing
  • The Best Way to Approach Personal Finance
  • Why You Participate in Bubbles
  • Does the Stock Market Always Go Up?

Most Popular Ever

  • Owning vs. Renting: A Definitive Answer
  • Inflation: The Silent Killer That Will Murder Your Returns
  • How to Invest in Memes
  • Does the Stock Market Always Go Up?
  • Why You Participate in Bubbles
  • The Principles of Perpetual Prudence
  • The Argument Against Global Index Funds
  • Active Management: Proceed With Caution
  • Shit Happens
  • Perpetual Prudence: The Solution to Lifetime Investing

Topics

  • Bonds (1)
  • Crypto (1)
  • Investment Environment (7)
  • Investment History (1)
  • Investment Philosophy (10)
  • Investment Psychology (4)
  • Investment Vehicles (9)
  • Personal Finance (11)
  • Probability and Statistics (10)
  • Risk (4)
  • Stocks (4)
  • The Fundamentals (7)

Discussion

Active Investing Assets Average Bankruptcy risk Big picture Books Bubbles Causation Complexity Consumption Cryptocurrency Decisions Deduction Distribution Diversification Downside Ergodicity ETF FIRE Fluctuation risk FOMO FTSE 100 Goals Government Bonds History Induction Inflation Inter-temporal Interest Rates International Investors Long-term Meme Assets Non-Financial Factors Passive Investing Pensions Principles Randomness Return Saving Science Shares SIPP Statistical Inference Timing Uncertainty

Tweets

My Tweets

Financial Disclaimer

No writer on perpetualprudence.com is a registered or regulated financial adviser, lawyer, or accountant. We are not regulated by the Financial Conduct Authority. All information contained within this website is informational only and is not financial/investment advice or recommendations.

  • Twitter

See Privacy Policy here.

Copyright © 2022 Perpetual Prudence. All rights reserved.
Theme: ColorMag by ThemeGrill. Powered by WordPress.