Saving – Perpetual Prudence

Bitesize Economics: Interest Rates

01/04/202301/04/2023 Haydn Martin 0 Comments Bank of England, Banking, Debt, Inflation, Interest Rates, Lending, Leverage, Saving

Where do “interest rates” come from? How do they affect normal peoples’ finances? What effect do they have on savings and loans?

Personal Finance

What Should I Do With All This Money?

17/03/202322/03/2023 Haydn Martin 1 Comment Business, Inflation, Optimisation, Optionality, Saving

Once we’ve saved a bit of money it’s not all that clear what to actually do it. Keep it in cash? Save for a house? Invest? What do you do if we’re uncertain?

Investment Vehicles

The Vital Distinction That No One Is Talking About

28/12/202104/07/2022 Haydn Martin 0 Comments Investment Horizon, Saving, Uncertainty

Most assets can be easily liquidated. This means time horizon is in some way stochastic. This should influence portfolio construction.

Investment History

20th Century Investing

10/08/202104/07/2022 Haydn Martin 0 Comments Bubbles, History, Inflation, Interest Rates, International Investors, Meme Assets, Saving, Shares

The 20th century in the UK was about increasing foreign investment and individual ownership. Today far more people are investing, which is largely a good thing.