Saving – Perpetual Prudence

The Vital Distinction That No One Is Talking About

28/12/202104/07/2022 Haydn Martin 0 Comments Investment Horizon, Saving, Uncertainty

Most assets can be easily liquidated. This means time horizon is in some way stochastic. This should influence portfolio construction.

Investment History

20th Century Investing

10/08/202104/07/2022 Haydn Martin 0 Comments Bubbles, History, Inflation, Interest Rates, International Investors, Meme Assets, Saving, Shares

The 20th century in the UK was about increasing foreign investment and individual ownership. Today far more people are investing, which is largely a good thing.

Investment Environment Personal Finance

What Are Retail Investors Buying?

04/05/202105/07/2022 Haydn Martin 0 Comments Active Investing, Assets, Passive Investing, Pensions, Platforms, Real Estate, Responsible Investing, Saving

Investment platforms are becoming the dominant force in retail investing. Investors are using them to buy international equities.

Personal Finance

Is It More Important to Save or Grow?

21/02/202114/07/2022 Haydn Martin 0 Comments Long-term, Return, Saving, Terminal Values

What’s more important, your rate of savings or your rate of return? Both – but in different ways.